How Does the Ratings Agencies Work?

Wednesday, 13 September 2017 by

We recently had the privilege to listen to Standard & Poor’s  director of Financial Institutions in South Africa, Matthew Pirnie.  S&P is one of the 3 ratings agencies that determine the investment grade of a country. The other two agencies being Fitch and Moody’s. He tried to explain as simple as possible how they calculate

8 Steps to Dramatically Increase Your Income

Wednesday, 13 September 2017 by

It’s a topic that we frequently address and converse in – mostly with ourselves.   Whether it’s a new years resolution , a goal for the new month or an idea we have at the start of every week, we all want improve our financial situation.     Perhaps it’s re evaluating your budget, looking