Understanding Tax-free Savings Accounts

Monday, 13 January 2020 by

Contributions to a tax-free savings account are made from post-tax income and gives you the liquidity of a flexible investment. You can withdraw from your investment at any time. Withdrawing funds, however, may prevent you from reaching your savings goals and will decrease your tax-free savings lifetime limit. The total annual contribution in a tax

JSE All Share in 2019

Thursday, 12 December 2019 by

We all felt the pressure in 2019, but we need to look at what happened in 2019 and what were the main drivers behind the performance of the All Share and did it perform better than 2018? The first thing we need to look at is where is South Africa positioned in the global Economy. We

The Boards of Investec PLC and Investec Limited have announced that Investec Asset Management will become a separately listed entity. As a result, Investec Asset Management has taken this opportunity to create a new name and brand that will be completely separate from the Investec Group, while staying true to who they are.   As

Understanding Flexible Investments

Thursday, 07 November 2019 by

Flexible Investments are exactly as the name implies- flexible. You have access to your money when you need it so it is best suited for investors who will need liquidity of their capital. You can also add lump-sum capital investments anytime you want, these are called ad-hoc contributions. You can add regular monthly contributions as

Die verspreiding van die beleggers se risiko is fundamenteel in die samestelling van enige beleggingsportefeulje. Die plasing van ‘n deel van die belegging in buitelandse ekonomië verminder risiko deurdat beleggingskapitaal geografies versprei asook in ander geldeenhede belê word. Dit verhoog die potensiaal vir beter groei op die beleggingsportefeuljes en verskaf toegang tot industrië en maatskappye

Elke kliënt het ‘n unieke welvaart visie en by Bovest is ons trots op die manier hoe ons multi-dimensionele strategië aanwend om die onderskeie persoonlike visies te laat realiser in die soeke na ‘n beter kwaliteit van lewe. Die huidige politieke – ekonomiese omstandighede raak die implimentering van genoemde multi- dimensionele strategië van persone en

Guide to Offshore Investments

Tuesday, 10 September 2019 by

Investing is a Tug of War between Fear and Greed. With the local economy weak, local political uncertainty and the Rand going above R 15 to the Dollar everyone is looking to offshore investments for the answer. It is important to take emotions out of Investments. That is why you should have a long term

4 Enemies of Wealth Creation.

Monday, 08 July 2019 by

“You cannot defeat your enemies before you know who they are.” – Anthony Horowitz Investors generally see political-, economical factors or the under-performance of their investments as the main reason that they struggle to build their wealth. The truth is that although these factors do play a part in detracting from wealth creation, there is

Should I derisk my Investments?

Friday, 14 December 2018 by

If you are feeling beaten down by the market and starting to wonder if it is ever going to change. You are not alone. Especially for South Africans the last 5 years we can feel slightly left behind with global markets rallying but in South Africa low returns was the norm of the day. After

Before we can look forward to the rest of the year, let us just do a quick recap of 2018 so far:     Quarter 1 2018 Domestic sentiment was very positive to the new administration for South Africa and that boosted local South African based stock (SA Inc). The Rand strengthened all the way