Retirement Annuity Season

Thursday, 16 January 2020 by

  As the financial year end of February is approaching, it is time to look at our current financial situation and optimize the tax breaks granted to us. One of the most effective tools in tax planning is Retirement Annuities (RA’s). You can benefit from tax concessions by becoming a member of a retirement annuity

The new ASISA Retirement Savings Cost (RSC) Disclosure Standard comes into effect from 1 September 2019. The Standard will require umbrella retirement funds to present all their costs in a standardised manner. Advisers and employers can now compare like for like when considering quotations from different funds. At Bovest we believe this is a very


Tuesday, 28 May 2019 by

Die Internasionale politieke gebeure die afgelope 2 weke het beleggers se portefeuljes nadelig geraak a.g.v. die handelsoorlog tussen die VSA en China.     Vir die periode 1 Januarie 2019 tot 1 Mei 2019 het die Johannesburg Stock Exchange (JSE) met 14.2% (of 7264 punte) gestyg en beleggers het gewonder watter gebeure die groei tendens

The dog and his reflection

Tuesday, 07 May 2019 by

Simple stories, timeless lessons…     The dog and his reflection | Greed can lead to costly, foolish behaviour     A dog was crossing a plank bridge over a stream with a piece of meat in his mouth when he happened to see his own reflection in the water. He thought it was another

South Africans will be voting on Wednesday, 8 May, in what is probably the most important general election since the dawn of democracy in 1994. While there is little doubt that the ANC will emerge victoriously, a more important question for SA and for investors is the margin of that victory. Below, CEO of Anchor

In our May newsletter, we provide feedback on last weeks meeting where President Ramaphosa addressed an audience in the Atterbury Theatre in Pretoria. In the video below we also discuss the different scenarios that might take place within the financial sector. See the video here… If you have any questions or comments, do not hesitate

In ons Mei nuusbrief gee Dr. Riaan Botha terugvoor oor laas week se voorlegging wat President Cyril Ramaphosa in Pretoria by die Atterbury Teater gelewer het. In die kort video hieronder bespreek hy ook die verskillende gevolge wat die verkiesing vir spesifiek die finansiele sektor mag inhou. Kyk gerus na die video hier. Laat weet

Changes to our Investment portfolios

Sunday, 14 April 2019 by

With investments in general underperforming over the last few years, mostly because of the low performance of local shares, we did an in-depth analysis of our current portfolios to see where we can add value for our clients.   Although we took the pain in the last couple of years, we still see a lot


Thursday, 14 March 2019 by

Wie sal ooit vergeet hoe opgewonde hy/sy was met die ontvangs van hul eerste inkomste? Planne om jou inkomste te verhoog, is met talle van jou vriende bespreek – dit is opgevolg met laat nagte se studies om jou kwalifikasie te verbeter om sodoende in aanmerking te kom vir bestuursposte en beter vergoedingspakkette of om

National Budget 2019

Thursday, 14 March 2019 by

After an incredibly tough number of weeks for Eskom, the Government and the country at large, Finance Minister Tito Mboweni delivered a credible budget, if somewhat uneventful, that not only sought to please the rating agencies but give trust to President Ramaphosa’s reform promises while keeping the ANC factions, on the side. A very difficult